Brighte payment plans
Interest-free finance made easy
With Brighte, you can spread the cost of your Electrical or Air Con job over time, at 0% interest. It suits bigger jobs like a new split system, ducted Air Con or a switchboard upgrade. We’ll help you set it up. Our site assessor starts the Brighte application with you on site, then sends it to you to finish in your own time. You and our team both get a notice once it’s approved, and we book the job in from there. Brighte pays us, and you pay Brighte back fortnightly. It’s also a good way to fund upgrades that cut your power bill, like an efficient inverter split system or LED lighting, while you pay them off.
We'll help you set it up
Quick setup
Brighte needs to be set up when you accept your quote, before any work starts. You apply online and manage your plan in the Brighte app. Our team will walk you through it.
Do I qualify for Brighte?
You need to be 18 or over and an Australian resident, with ID (driver’s licence, passport or Medicare card) and your own email and mobile. Brighte checks every application and may ask for proof of income.
Interest-free finance options
Common jobs
When Brighte makes sense
Most people use Brighte when something big breaks at the worst time.
Peak summer, 40 degrees, and the Air Con dies. Most families don’t have the cash for a new split system or ducted unit sitting in the bank. Brighte gets it in now, and you pay it off fortnightly at 0% interest.
A winter storm hits. Damaged roof tiles let water in, the power trips, and the switchboard needs upgrading or replacing. It can’t wait, and Brighte spreads the cost.
Planning ahead. You’re upgrading an old switchboard before adding Air Con, an EV charger or solar. Do it once, do it properly, and pay it off over time.
Moving into an older home. Old wiring, ceramic fuses and no safety switches are common in older Perth homes. A rewire and a new switchboard is a big bill when you’ve just bought. Brighte lets you make the home safe now and pay it off over time.
Plans start from $1,000. Ask us when you book and we’ll check if your job fits.
Why Brighte
Why choose Smartfix and Brighte?
0% interest
You pay the price we quote, spread over fortnightly repayments at 0% interest. Brighte charges an establishment fee and a weekly account fee. See current fees at brighte.com.au.
Flexible terms
Plans run from 6 months to 10 years. Brighte sets the borrowing limits and fees.
Quick application
You apply online in a few minutes. Our team can help.
Manage it in the app
Check your balance, see when repayments are due and make extra repayments in the Brighte app.
About Brighte
Brighte is an Australian company that offers 0% interest payment plans for home upgrades. If your situation changes, Brighte has a hardship team: call 1300 274 448 or email [email protected].
FAQs
Brighte finance: FAQs
What can I use Brighte finance for?
Bigger Electrical and Air Con jobs, like a new split system, ducted Air Con, a switchboard upgrade, rewiring or an EV charger. Ask us when you book and we’ll check if your job can go on a Brighte plan. Plans start from $1,000.
Can I use it for a small job?
Brighte plans start from $1,000, so smaller jobs like a single power point don’t qualify. We’ll let you know when we quote.
When do I apply?
At the quote stage. You apply when you accept your quote, before any work starts. Brighte can’t be added once the job is done.
Can I pay it off early?
Yes. Brighte has no early repayment fee.
Do I pay more if I use Brighte?
You pay the same price we quote, spread over fortnightly repayments at 0% interest. Brighte charges its own establishment and account fees.
Who do I talk to about my repayments?
Brighte manages your plan, so use the Brighte app or contact Brighte. For anything about the job itself, call us.
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