award-winning finance solutions
0% Interest Payment Plans Made Easy
With Smartfix and Brighte, you can enjoy the convenience of interest-free payment plans to cover your home improvement needs—all with 0% interest. Brighte’s award-winning finance solutions are designed to make upgrades, repairs, and renovations accessible, without the burden of extra costs. We’ll handle most of the setup for you, making the process as easy and stress-free as possible.
We’ll do the hard work for you
Quick setup and stress-free approval
Getting started is simple and fast. Approval through Brighte can typically be completed within an hour, and everything is managed through their user-friendly app for a seamless experience. At Smartfix, we’ll assist with the setup and guide you every step of the way, ensuring that financing your home projects is hassle-free and straightforward.
Interest-free finance options
Finance qualification
Do I qualify for Brighte?
- 18+ Years of age and an Australian permanent resident.
- Employed or self employed, working 30+ hours a week
- Good credit history and meet our other lending criteria
Points of Difference
Why Choose Smartfix + Brighte Finance?
0% interest on every plan
With Brighte, you only pay for the job itself — no added interest, no hidden costs. This means you can go ahead with essential repairs, upgrades, or renovations without the pressure of a large upfront payment. The price we quote is the price you pay, simply spread over manageable instalments.
Flexible repayment options
Choose a plan that fits your budget. Brighte offers terms from 6 months to 10 years, with borrowing available from $1,000 to $55,000. A small $2.30 weekly account-keeping fee applies and there’s a $75 establishment fee with your first repayment. Late fees are capped at $49.90 per year, so you stay in control.
Fast, simple application
The entire process is digital and takes just minutes to complete. Most approvals are granted instantly or within an hour. If you need help, our Smartfix team can guide you through the steps to ensure your application goes smoothly the first time.
Simple account management
Once approved, you can view and manage everything through the Brighte app. Check your remaining balance, see when payments are due, make extra repayments or even redraw funds for future projects — all from your phone.
About Brighte – a partner you can trust
Brighte is Australia’s leading platform for 0% interest plans. With over $2 billion approved for more than 240,000 households, it supports energy-efficient upgrades and home improvements through a vast network of trusted installers.
Its transparent approach, low late-fee reliance, and wide availability make Brighte a smart, secure choice for financing your Smartfix project.
If your situation changes, Brighte offers a hardship team ready to find a fair solution. Just call 1300 274 448 or email [email protected] (Mon–Fri 9 am–7 pm, Sat 10 am–6 pm AEST) to discuss your options.
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Smartfix App
Our all-in-one Smartfix app is nearly here – from urgent plumbing and electrical fixes to renovations, painting, and more. Booking reliable help will be faster and simpler than ever. One app, every trade.
